/* ===== RESET ===== */
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:70px;overflow-x:hidden}
body{font-family:'DM Sans',sans-serif;color:#1a1a2e;background:#fff;line-height:1.5;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{text-decoration:none;color:inherit}

/* ===== CORES ICSI ===== */
:root{
  --azul-escuro:#0a2647;
  --azul-medio:#1a5276;
  --azul-claro:#2e86c1;

  --branco:#fff;
  --cinza-claro:#f4f6f9;
  --cinza-medio:#6b7280;
  --cinza-escuro:#374151;
  --cinza-borda:rgba(0,0,0,.08);
}

/* ===== LAYOUT ===== */
.container{max-width:1280px;margin:0 auto;padding:0 24px}
.section{padding:80px 0}
.bg-white{background:var(--branco)}
.bg-light{background:var(--cinza-claro)}
.section-center{text-align:center;margin-bottom:48px}

/* ===== TYPO ===== */
h1{font-size:clamp(2rem,4.5vw,3rem);font-weight:400;line-height:1.1}
h2{font-size:clamp(1.5rem,3vw,2rem);font-weight:300;line-height:1.3;color:var(--azul-escuro)}
h3{font-size:1.25rem;font-weight:500;line-height:1.2;color:var(--azul-escuro)}
p{color:var(--cinza-medio);font-size:.95rem}

/* ===== EYEBROW BADGE ===== */
.eyebrow{display:inline-flex;align-items:center;gap:8px;background:var(--cinza-claro);color:var(--azul-escuro);font-size:13px;font-weight:500;padding:5px 16px 5px 12px;border-radius:100px;margin-bottom:16px;letter-spacing:.02em}
.eyebrow::before{content:'';display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--azul-claro);flex-shrink:0}
.bg-light .eyebrow{background:var(--branco);box-shadow:0 1px 4px rgba(0,0,0,.05)}

/* ===== BUTTONS (Execor style) ===== */
.btn-accent{display:inline-flex;align-items:center;gap:8px;padding:10px 22px;background:var(--azul-claro);color:var(--branco);border-radius:6px;font-size:14px;font-weight:600;transition:all .3s;border:none;cursor:pointer}
.btn-accent:hover{background:var(--azul-escuro);color:var(--cinza-claro)}
.btn-accent svg{transition:transform .3s}
.btn-accent:hover svg{transform:translateX(3px)}
.btn-accent-sm{display:inline-flex;align-items:center;gap:6px;padding:8px 18px;background:var(--azul-claro);color:var(--branco);border-radius:6px;font-size:13px;font-weight:600;transition:all .3s}
.btn-accent-sm:hover{background:var(--azul-escuro)}
.btn-outline-white{display:inline-flex;align-items:center;gap:8px;padding:10px 22px;background:transparent;color:var(--branco);border:1px solid rgba(255,255,255,.4);border-radius:6px;font-size:14px;font-weight:500;transition:all .3s}
.btn-outline-white:hover{background:rgba(255,255,255,.12)}
.btn-text{background:none;border:none;color:var(--azul-claro);font-weight:600;font-size:.9rem;cursor:pointer;padding:0;font-family:inherit;transition:color .3s}
.btn-text:hover{color:var(--azul-claro)}

/* ===== HEADER ===== */
#header{position:fixed;top:0;left:0;width:100%;z-index:1000;background:rgba(10,38,71,.3);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);transition:background .4s,box-shadow .4s,backdrop-filter .4s}
#header::after{content:'';position:absolute;bottom:0;left:0;right:0;height:1px;background:rgba(255,255,255,.12);transition:background .4s}
#header.scrolled{background:rgba(255,255,255,.96);backdrop-filter:blur(14px);box-shadow:0 1px 24px rgba(0,0,0,.07)}
#header.scrolled::after{background:var(--cinza-borda)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:70px}

/* Logo: branco no hero, escuro no scroll */
.logo-img{height:34px;transition:opacity .3s}
.logo-dark{display:none}
.logo-white{display:block}
#header.scrolled .logo-dark{display:block}
#header.scrolled .logo-white{display:none}

/* Nav Desktop */
.nav-desktop{display:flex;align-items:center;gap:4px}
.nav-item{position:relative;color:rgba(255,255,255,.75);font-size:15px;font-weight:500;padding:8px 16px;border-radius:6px;transition:color .3s,background .3s,letter-spacing .4s cubic-bezier(.22,1,.36,1);cursor:pointer;overflow:hidden}
.nav-item:hover{color:var(--branco);background:rgba(255,255,255,.1);letter-spacing:.03em}
.nav-item:active{transform:scale(.96)}
#header.scrolled .nav-item{color:var(--cinza-medio)}
#header.scrolled .nav-item:hover{color:var(--azul-escuro);background:rgba(10,38,71,.04);letter-spacing:.03em}

/* Underline sweep */
.nav-item::after{content:'';position:absolute;bottom:4px;left:16px;right:16px;height:2px;background:var(--azul-claro);border-radius:1px;transform:scaleX(0);transform-origin:right;transition:transform .35s cubic-bezier(.22,1,.36,1)}
.nav-item:hover::after{transform:scaleX(1);transform-origin:left}

/* Dot pulse on hover */
.nav-item::before{content:'';position:absolute;top:8px;right:8px;width:5px;height:5px;border-radius:50%;background:var(--azul-claro);opacity:0;transform:scale(0);transition:all .3s cubic-bezier(.34,1.56,.64,1)}
.nav-item:hover::before{opacity:1;transform:scale(1)}

/* Dropdown */
.nav-dropdown{position:relative}
.nav-dropdown span{display:flex;align-items:center;gap:4px}
.dropdown-menu{position:absolute;top:calc(100% + 8px);left:50%;transform:translateX(-50%) translateY(8px);min-width:190px;background:var(--branco);border-radius:8px;box-shadow:0 12px 40px rgba(0,0,0,.12);padding:8px 0;opacity:0;visibility:hidden;pointer-events:none;transition:all .25s}
.nav-dropdown:hover .dropdown-menu{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0)}
.dropdown-menu a{display:block;padding:10px 20px;color:var(--cinza-escuro);font-size:14px;font-weight:500;transition:all .2s}
.dropdown-menu a:hover{background:var(--cinza-claro);color:var(--azul-claro)}

/* Header Divider */
.header-divider{width:1px;height:28px;background:rgba(255,255,255,.18);margin:0 8px;transition:background .4s}
#header.scrolled .header-divider{background:var(--cinza-borda)}

/* Header Actions */
.header-actions{display:flex;align-items:center;gap:4px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:10px;padding:4px}
#header.scrolled .header-actions{background:var(--cinza-claro);border-color:var(--cinza-borda)}

.header-link{display:inline-flex;align-items:center;gap:7px;color:rgba(255,255,255,.7);font-size:13px;font-weight:500;padding:8px 14px;border-radius:7px;transition:all .3s;white-space:nowrap;position:relative;overflow:hidden}

/* Icon micro-interactions */
.header-link-icon{display:flex;transition:transform .3s cubic-bezier(.34,1.56,.64,1),color .3s}
.header-link-text{transition:color .3s}
.header-link-arrow{display:flex;opacity:0;transform:translateX(-6px);transition:all .3s cubic-bezier(.34,1.56,.64,1);margin-left:-4px}

.header-link:hover .header-link-icon{transform:scale(1.15) rotate(-6deg);color:var(--azul-claro)}
.header-link:hover .header-link-arrow{opacity:1;transform:translateX(0)}
.header-link:hover{color:var(--branco);background:rgba(255,255,255,.12)}

/* Active/pressed */
.header-link:active .header-link-icon{transform:scale(.9)}

/* Scrolled state */
#header.scrolled .header-link{color:var(--cinza-medio)}
#header.scrolled .header-link:hover{color:var(--azul-escuro);background:var(--branco);box-shadow:0 2px 8px rgba(0,0,0,.06)}
#header.scrolled .header-link:hover .header-link-icon{color:var(--azul-claro)}

/* Hamburger */
.hamburger{display:none;background:none;border:none;cursor:pointer;padding:8px}
.hamburger span{display:block;width:22px;height:2px;margin:5px 0;background:var(--branco);border-radius:2px;transition:.3s}
#header.scrolled .hamburger span{background:var(--azul-escuro)}
.hamburger.active span:nth-child(1){transform:rotate(45deg) translate(5px,6px)}
.hamburger.active span:nth-child(2){opacity:0}
.hamburger.active span:nth-child(3){transform:rotate(-45deg) translate(5px,-6px)}

/* Mobile Nav */
.nav-mobile{display:none;flex-direction:column;background:var(--branco);padding:8px 24px 24px;border-bottom:1px solid var(--cinza-borda);box-shadow:0 12px 32px rgba(0,0,0,.08)}
.nav-mobile a{padding:14px 0;border-bottom:1px solid var(--cinza-borda);color:var(--cinza-escuro);font-weight:500;font-size:15px;transition:color .2s}
.nav-mobile a:hover{color:var(--azul-claro)}
.nav-mobile a:last-child{border-bottom:none}
.nav-mobile-phone{display:flex;align-items:center;gap:8px;color:var(--azul-claro) !important;font-weight:600 !important}
.nav-mobile.open{display:flex}

/* ===== HERO (Execor) ===== */
.hero{position:relative;min-height:100vh;height:100vh;margin-top:0;overflow:hidden;padding-top:70px}
.hero-mobile{display:none}
.hero-slide{position:absolute;inset:0;background-size:cover;background-position:center;opacity:0;transition:opacity 1s ease}
.hero-slide.active{opacity:1}
.hero-overlay{position:absolute;inset:0;background:linear-gradient(to right,rgba(10,38,71,.85) 0%,rgba(10,38,71,.5) 40%,transparent 70%)}
.hero-content{position:relative;z-index:2;height:100%;display:flex;align-items:center;justify-content:flex-start;gap:40px;padding-top:40px;padding-bottom:100px}
.hero-text{max-width:640px}
.hero-eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(46,134,193,.15);border:1px solid rgba(46,134,193,.3);color:var(--branco);font-size:13px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:6px 16px 6px 12px;border-radius:100px;margin-bottom:16px;transition:opacity .3s ease,transform .3s ease;backdrop-filter:blur(6px)}
.hero-eyebrow::before{content:'';display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--azul-claro);box-shadow:0 0 8px var(--azul-claro);animation:eyebrowPulse 2s ease-in-out infinite}
@keyframes eyebrowPulse{0%,100%{opacity:1;box-shadow:0 0 6px var(--azul-claro)}50%{opacity:.6;box-shadow:0 0 14px var(--azul-claro)}}
.hero-text h1{color:var(--branco);font-size:clamp(2.2rem,5.5vw,3.8rem);margin-bottom:16px;transition:opacity .3s ease,transform .3s ease}
.hero-desc{color:rgba(255,255,255,.65);font-size:1.05rem;line-height:1.6;margin-bottom:32px;max-width:480px;transition:opacity .3s ease,transform .3s ease}
.hero-desc strong{color:rgba(255,255,255,.95);font-weight:600}
.hero-buttons{display:flex;gap:14px;flex-wrap:wrap}
.hero-buttons .btn-accent{padding:14px 28px;font-size:16px}
.hero-buttons .btn-outline-white{padding:14px 28px;font-size:16px}
/* Hero Marquee */
.hero-marquee{overflow:hidden;margin-top:28px;max-width:540px}
.hero-marquee-track{display:flex;gap:0;width:max-content;animation:heroMarquee 30s linear infinite}
.hero-marquee-track:hover{animation-play-state:paused}
.hero-marquee-item{display:flex;align-items:center;gap:10px;padding:14px 28px;white-space:nowrap}
.hero-marquee-item strong{color:var(--branco);font-size:1.1rem;font-weight:700}
.hero-marquee-item span{color:rgba(255,255,255,.55);font-size:.9rem;font-weight:400}
.hero-marquee-dot{width:5px;height:5px;border-radius:50%;background:rgba(255,255,255,.25);flex-shrink:0;align-self:center}
@keyframes heroMarquee{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}
/* Hero mobile nav (hidden desktop, shown mobile) */
.hero-mobile-nav{display:none;position:absolute;bottom:32px;right:16px;z-index:11;align-items:center;gap:10px}
.hero-mnav-btn{width:36px;height:36px;border-radius:50%;border:1px solid rgba(255,255,255,.25);background:rgba(255,255,255,.08);backdrop-filter:blur(6px);display:flex;align-items:center;justify-content:center;color:rgba(255,255,255,.7);cursor:pointer;transition:all .3s}
.hero-mnav-btn:hover,.hero-mnav-btn:active{background:rgba(255,255,255,.2);color:var(--branco);border-color:rgba(255,255,255,.4)}
.hero-mnav-counter{color:rgba(255,255,255,.6);font-size:13px;font-weight:600;letter-spacing:.05em;min-width:50px;text-align:center}

/* Hero Progress Bars (Genthe style) */
.hero-progress{position:absolute;bottom:0;left:0;right:0;z-index:10;display:flex;gap:0}
.hero-progress-bar{flex:1;position:relative;cursor:pointer;padding:20px 24px 18px;border-top:1px solid rgba(255,255,255,.1);transition:background .3s;overflow:hidden}
.hero-progress-bar::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:rgba(255,255,255,.1)}
.hero-progress-fill{position:absolute;top:0;left:0;height:3px;width:0;background:var(--azul-claro);transition:none}
.hero-progress-bar.active .hero-progress-fill{animation:progressFill var(--slide-duration) linear forwards}
.hero-progress-bar:hover{background:rgba(255,255,255,.06)}
.hero-progress-label{position:relative;z-index:2;color:rgba(255,255,255,.4);font-size:13px;font-weight:500;transition:color .3s;display:block}
.hero-progress-bar.active .hero-progress-label{color:rgba(255,255,255,.9)}
.hero-progress-bar:hover .hero-progress-label{color:rgba(255,255,255,.7)}
@keyframes progressFill{from{width:0}to{width:100%}}

/* ===== FEATURES (3 cols with icons) ===== */
.features-row{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;margin-bottom:40px}
.feature-col{text-align:center}
.feature-icon{width:64px;height:64px;margin:0 auto 16px;color:var(--azul-claro);border:2px solid var(--cinza-borda);border-radius:50%;padding:12px}
.feature-col h3{margin-bottom:8px}

/* ===== SPLIT HEADER ===== */
.split-header{display:flex;justify-content:space-between;align-items:flex-end;gap:40px;margin-bottom:48px}
.split-desc{max-width:400px;font-size:.95rem;color:var(--cinza-medio)}

/* ===== SERVICE CARDS (Benefícios) ===== */
/* Grid 3x2 */
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}

/* Card base */
.service-card{position:relative;border-radius:10px;overflow:hidden;cursor:default;min-height:440px}
.service-card img{width:100%;height:100%;object-fit:cover;object-position:top;position:absolute;inset:0;transition:transform .6s cubic-bezier(.22,1,.36,1)}
.service-card:hover img{transform:scale(1.06)}

/* Overlay glass */
.service-overlay{position:absolute;bottom:16px;left:16px;right:16px;padding:20px;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-radius:10px;border:1px solid rgba(255,255,255,.6);color:var(--azul-escuro);display:flex;flex-direction:column;justify-content:flex-end;transition:transform .3s,box-shadow .3s}
.service-card:hover .service-overlay{transform:translateY(-4px);box-shadow:0 8px 24px rgba(0,0,0,.12)}
.service-overlay h3{color:var(--azul-escuro);font-size:1.05rem;margin-bottom:4px;transition:color .3s}
.service-card:hover .service-overlay h3{color:var(--azul-claro)}
.service-tag{font-size:.82rem;color:var(--cinza-medio);line-height:1.5;transition:color .3s}
.service-tag strong{color:var(--azul-escuro);font-weight:600}
.service-card:hover .service-tag{color:var(--cinza-escuro)}

/* Badge "Destaque" */
.service-badge{display:inline-block;background:var(--azul-claro);color:var(--branco);font-size:10px;font-weight:600;padding:3px 10px;border-radius:100px;margin-bottom:8px;letter-spacing:.04em;text-transform:uppercase;width:fit-content}

/* Arrow indicator */
.service-arrow{display:flex;align-items:center;justify-content:center;width:28px;height:28px;border-radius:50%;background:var(--cinza-claro);color:var(--azul-claro);font-size:.9rem;margin-top:10px;transition:all .35s cubic-bezier(.34,1.56,.64,1);align-self:flex-start}
.service-card:hover .service-arrow{background:var(--azul-claro);color:var(--branco);transform:translateX(4px)}


/* ===== STATS BANNER ===== */
.stats-banner{background:var(--azul-escuro);padding:48px 0;position:relative;overflow:hidden}
.stats-banner-icon{position:absolute;top:16px;left:24px;color:rgba(255,255,255,.15);font-size:2rem}
.stats-row{display:grid;grid-template-columns:1fr repeat(3,1fr);gap:32px;align-items:center}
.eyebrow-light{color:rgba(255,255,255,.5);font-size:13px;font-weight:500}
.stat-item{color:var(--branco)}
.stat-big{display:block;font-size:2rem;font-weight:700;color:var(--azul-claro);margin-bottom:4px}
.stat-label{font-size:13px;color:rgba(255,255,255,.6);line-height:1.4}

/* ===== MIXED GRID (Seguros) ===== */
.mixed-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:16px}
.mixed-card{border-radius:8px;padding:32px 24px}
.mixed-dark{background:var(--azul-escuro);color:var(--branco);grid-row:1/3;position:relative;overflow:hidden}
.mixed-dark-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.3}
.mixed-dark-overlay{position:absolute;inset:0;background:rgba(10,38,71,.6)}
.mixed-dark-content{position:relative;z-index:2;display:flex;flex-direction:column;justify-content:center;height:100%}
.mixed-dark h2{color:var(--branco);margin-bottom:12px}
.mixed-dark p{color:rgba(255,255,255,.7);margin-bottom:24px}
.mixed-white{background:var(--branco);border:1px solid var(--cinza-borda);transition:transform .3s,box-shadow .3s}
.mixed-white:hover{transform:translateY(-3px);box-shadow:0 8px 24px rgba(0,0,0,.06)}
.mixed-icon{width:44px;height:44px;color:var(--azul-claro);margin-bottom:16px}
.mixed-white h3{margin-bottom:6px;font-size:1.05rem}

/* ===== CORRETOR ===== */
.corretor-section{padding:24px 0 48px}
.corretor-layout{display:grid;grid-template-columns:1fr 1.2fr;border-radius:14px;overflow:hidden;box-shadow:0 8px 40px rgba(0,0,0,.1)}
.corretor-img{position:relative;min-height:480px;overflow:hidden}
.corretor-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.corretor-img-overlay{position:absolute;inset:0;background:linear-gradient(to top,rgba(10,38,71,.9) 0%,rgba(10,38,71,.4) 50%,rgba(10,38,71,.2) 100%)}
.corretor-img-content{position:absolute;bottom:0;left:0;right:0;padding:36px;z-index:2}
.corretor-badge{display:inline-block;font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#fff;background:rgba(46,134,193,.35);padding:5px 14px;border-radius:100px;border:1px solid rgba(46,134,193,.5);margin-bottom:14px}
.corretor-img-content h2{color:#fff;font-size:clamp(1.4rem,2.5vw,1.8rem);font-weight:700;line-height:1.25}
.corretor-right{background:var(--azul-escuro);padding:36px 40px;display:flex;flex-direction:column;justify-content:center;gap:20px}
.corretor-desc{color:rgba(255,255,255,.8);font-size:1rem;line-height:1.6;margin:0}
.corretor-desc strong{color:#fff;font-weight:600}
.corretor-form{display:flex;flex-direction:column;gap:14px}
.corretor-form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.corretor-field{display:flex;flex-direction:column;gap:4px}
.corretor-field label{font-size:.75rem;font-weight:600;color:rgba(255,255,255,.5);text-transform:uppercase;letter-spacing:.05em}
.corretor-field input,.corretor-field textarea{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:8px;padding:10px 14px;color:#fff;font-size:.9rem;font-family:inherit;transition:border-color .3s,background .3s;outline:none}
.corretor-field input::placeholder,.corretor-field textarea::placeholder{color:rgba(255,255,255,.3)}
.corretor-field input:focus,.corretor-field textarea:focus{border-color:var(--azul-claro);background:rgba(255,255,255,.12)}
.corretor-field textarea{resize:vertical;min-height:70px}
.corretor-form .btn-accent{align-self:flex-start;margin-top:4px}

/* ===== DR.BENEFÍCIO INCOMPANY ===== */
.drb-section{margin:64px -9999px 0;padding:80px 9999px 80px;background:var(--azul-escuro)}
.drb-header{display:flex;align-items:flex-start;justify-content:space-between;gap:32px;margin-bottom:48px}
.drb-header h2{font-size:clamp(1.6rem,2.8vw,2.2rem);color:#fff;flex-shrink:0}
.drb-header .eyebrow{color:var(--azul-claro);border-color:rgba(46,134,193,.3)}
.drb-header p{color:rgba(255,255,255,.6);font-size:.95rem;max-width:480px;line-height:1.6;text-align:right}
.drb-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.drb-card{background:rgba(255,255,255,.06);border-radius:12px;border:1px solid rgba(255,255,255,.08);transition:transform .3s,background .3s;overflow:hidden}
.drb-card:hover{transform:translateY(-2px);background:rgba(255,255,255,.1)}
.drb-card-img{display:flex;flex-direction:column}
.drb-thumb{width:100%;height:180px;object-fit:cover;display:block}
.drb-card-img .drb-card-body{padding:20px 22px}
.drb-card-body{flex:1;min-width:0}
.drb-card h3{font-size:.95rem;color:#fff;margin-bottom:5px;font-weight:700}
.drb-card p{font-size:.82rem;color:rgba(255,255,255,.55);line-height:1.5}
.drb-card p strong{color:rgba(255,255,255,.8);font-weight:600}
.drb-store-badges{display:flex;gap:6px;margin-top:8px}
.drb-store-badge{display:inline-flex;align-items:center;gap:4px;background:rgba(255,255,255,.12);color:#fff;padding:3px 8px;border-radius:5px;font-size:.6rem;font-weight:500;line-height:1.2;text-decoration:none;border:1px solid rgba(255,255,255,.15)}
.drb-store-badge svg{width:12px;height:12px;fill:#fff;flex-shrink:0}
.drb-store-badge span{display:flex;flex-direction:column}
.drb-store-badge small{font-size:.45rem;font-weight:400;opacity:.8}

/* ===== PROGRAMAS AFINIDADE ===== */
.af-subtitle{max-width:520px;margin:8px auto 0;color:var(--cinza-medio);font-size:.95rem}
.af-main{display:grid;grid-template-columns:1fr 1.4fr;gap:40px;align-items:stretch}
.af-left{display:flex}
.af-vantagens-card{background:var(--branco);border-radius:12px;padding:32px 28px;border:1px solid var(--cinza-borda);box-shadow:0 4px 20px rgba(0,0,0,.04);display:flex;flex-direction:column;width:100%}
.af-vantagens-card h3{font-size:1.1rem;color:var(--azul-escuro);margin-bottom:20px;padding-bottom:16px;border-bottom:1px solid var(--cinza-borda)}
.af-vantagem{display:flex;align-items:flex-start;gap:14px;padding:14px 0;border-bottom:1px solid var(--cinza-borda);cursor:default;transition:padding-left .3s,background .3s;border-radius:6px;margin:0 -8px;padding-left:8px;padding-right:8px}
.af-vantagem:last-of-type{border-bottom:none}
.af-vantagem:hover{padding-left:14px;background:rgba(46,134,193,.03)}
.af-vantagem strong{transition:color .3s}
.af-vantagem:hover strong{color:var(--azul-claro)}
.af-check{width:28px;height:28px;border-radius:50%;background:rgba(46,134,193,.1);color:var(--azul-claro);display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:2px;transition:all .3s cubic-bezier(.34,1.56,.64,1)}
.af-vantagem:hover .af-check{background:var(--azul-claro);color:var(--branco);transform:scale(1.12) rotate(-6deg)}
.af-vantagem:hover .af-check img{filter:brightness(0) invert(1) !important}
.af-vantagem strong{display:block;font-size:.92rem;color:var(--azul-escuro);margin-bottom:2px}
.af-vantagem strong.af-title{font-size:1.1rem;font-weight:700;color:var(--azul-escuro);margin-bottom:5px;letter-spacing:-.01em;position:relative;padding-bottom:4px}
.af-vantagem strong.af-title::after{content:'';position:absolute;bottom:0;left:0;width:28px;height:2px;background:var(--azul-claro);border-radius:2px;transition:width .3s}
.af-vantagem:hover strong.af-title::after{width:48px}
.af-vantagem:hover strong.af-title{color:var(--azul-claro)}
.af-vantagem span{font-size:.82rem;color:var(--cinza-medio);line-height:1.4;display:inline}
.af-vantagem span strong{display:inline;font-weight:600;color:var(--cinza-escuro)}
/* Mini-hero carousel */
.af-right{display:flex}
.af-hero{position:relative;border-radius:14px;overflow:hidden;display:flex;flex-direction:column;width:100%;min-height:0}
.af-hero-slider{position:absolute;inset:0}
.af-hero-slide{position:absolute;inset:0;background-size:cover;background-position:center;opacity:0;transition:opacity 1s ease}
.af-hero-slide.active{opacity:1}
.af-hero-overlay{position:absolute;inset:0;background:linear-gradient(to top,rgba(10,38,71,.9) 0%,rgba(10,38,71,.5) 40%,rgba(10,38,71,.2) 70%,rgba(10,38,71,.5) 100%)}
.af-hero-content{position:relative;z-index:2;flex:1;display:flex;flex-direction:column;justify-content:flex-end;padding:40px 36px 20px}
.af-hero-icon{width:64px;height:64px;border-radius:50%;background:rgba(46,134,193,.2);border:1.5px solid rgba(46,134,193,.35);display:flex;align-items:center;justify-content:center;margin-bottom:20px;backdrop-filter:blur(8px);transition:opacity .4s,transform .4s}
.af-hero-icon img{width:32px;height:32px;object-fit:contain}
.af-hero-eyebrow{display:inline-block;font-size:.75rem;font-weight:700;color:var(--branco);letter-spacing:.1em;text-transform:uppercase;margin-bottom:12px;padding:6px 16px;border-radius:100px;background:rgba(46,134,193,.35);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);border:1px solid rgba(46,134,193,.5);transition:opacity .3s,transform .3s;width:fit-content;align-self:flex-start}
.af-hero-title{color:var(--branco);font-size:clamp(1.4rem,2.5vw,1.8rem);font-weight:600;margin-bottom:10px;transition:opacity .3s,transform .3s}
.af-hero-desc{color:rgba(255,255,255,.65);font-size:.95rem;line-height:1.6;max-width:380px;transition:opacity .3s,transform .3s}
.af-hero-desc strong{color:rgba(255,255,255,.95);font-weight:600}
/* Progress bars (mesmo estilo do hero) */
.af-hero-progress{position:relative;z-index:10;display:flex;gap:0;margin-top:auto;background:rgba(255,255,255,.06);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-top:1px solid rgba(255,255,255,.1)}
.af-progress-bar{flex:1;position:relative;cursor:pointer;padding:14px 12px 12px;border-top:1px solid rgba(255,255,255,.1);transition:background .3s;overflow:hidden}
.af-progress-bar::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:rgba(255,255,255,.1)}
.af-progress-fill{position:absolute;top:0;left:0;height:3px;width:0;background:var(--azul-claro);transition:none}
.af-progress-bar.active .af-progress-fill{animation:afProgress var(--af-duration) linear forwards}
.af-progress-bar:hover{background:rgba(255,255,255,.06)}
.af-progress-label{position:relative;z-index:2;color:rgba(255,255,255,.4);font-size:1rem;font-weight:700;transition:color .3s;display:block;white-space:nowrap}
.af-progress-bar.active .af-progress-label{color:rgba(255,255,255,.9)}
.af-progress-bar:hover .af-progress-label{color:rgba(255,255,255,.7)}
@keyframes afProgress{from{width:0}to{width:100%}}
/* Stats bar */
.af-stats-bar{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:40px;background:var(--branco);border-radius:10px;border:1px solid var(--cinza-borda);overflow:hidden}
.af-stat-item{padding:24px;text-align:center;border-right:1px solid var(--cinza-borda);transition:background .3s}
.af-stat-item:last-child{border-right:none}
.af-stat-item:hover{background:rgba(46,134,193,.03)}
.af-stat-item strong{display:block;font-size:1.4rem;font-weight:700;color:var(--azul-claro);margin-bottom:4px}
.af-stat-item span{font-size:.82rem;color:var(--cinza-medio)}

/* ===== DIFERENCIAIS ===== */
/* Header row: intro + 3 stats em uma linha */
.dif-header-row{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:0;align-items:center}
.dif-intro{padding-right:32px}
.dif-intro-text{color:var(--cinza-medio);font-size:.95rem;margin-top:6px;line-height:1.6}
.dif-stat{display:flex;align-items:center;gap:16px;padding:28px 24px;border-left:1px solid var(--cinza-borda);cursor:default}
.dif-big{font-size:2.6rem;font-weight:700;color:var(--azul-claro);line-height:1;white-space:nowrap;flex-shrink:0;transition:transform .4s cubic-bezier(.34,1.56,.64,1),color .3s}
.dif-big small{font-size:1.1rem;font-weight:600}
.dif-stat:hover .dif-big{transform:scale(1.1);color:var(--azul-escuro)}
.dif-stat h3{font-size:.9rem;font-weight:600;color:var(--azul-escuro);margin-bottom:2px;transition:letter-spacing .3s,color .3s}
.dif-stat:hover h3{letter-spacing:.04em;color:var(--azul-claro)}
.dif-stat p{font-size:.82rem;color:var(--cinza-medio);line-height:1.4}

/* Divider */
.dif-divider{height:1px;background:var(--cinza-borda);margin:28px 0}

/* Quem confia label */
.logos-label{text-align:center;font-size:12px;font-weight:500;color:var(--cinza-medio);letter-spacing:.08em;text-transform:uppercase;margin:0;padding:20px 0 10px}

/* Bottom row: 4 cards com ícone lateral */
.dif-bottom{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.dif-row-card{display:flex;border-radius:8px;border:1px solid var(--cinza-borda);background:var(--branco);overflow:hidden;transition:transform .3s,box-shadow .3s;position:relative}
.dif-row-card:hover{transform:translateY(-3px);box-shadow:0 8px 24px rgba(0,0,0,.06)}
.dif-row-card::before{content:'';position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--azul-claro);transform:scaleY(0);transition:transform .35s cubic-bezier(.22,1,.36,1);border-radius:0 2px 2px 0}
.dif-row-card:hover::before{transform:scaleY(1)}
.dif-icon{width:56px;flex-shrink:0;display:flex;align-items:center;justify-content:center;background:rgba(46,134,193,.05);color:var(--azul-claro);padding:12px;transition:background .3s,color .3s}
.dif-icon svg{width:28px;height:28px;transition:transform .35s cubic-bezier(.34,1.56,.64,1)}
.dif-row-card:hover .dif-icon{background:var(--azul-claro);color:var(--branco)}
.dif-row-card:hover .dif-icon svg{transform:scale(1.15) rotate(-6deg)}
.dif-row-card>div:last-child{padding:18px 16px;display:flex;flex-direction:column;justify-content:center}
.dif-row-card h3{font-size:.92rem;font-weight:600;color:var(--azul-escuro);margin-bottom:3px;transition:color .3s}
.dif-row-card:hover h3{color:var(--azul-claro)}
.dif-row-card p{font-size:.82rem;color:var(--cinza-medio);line-height:1.4}

/* ===== METODOLOGIA (timeline interativa) ===== */
.mt-timeline{position:relative;margin-bottom:40px;padding:0 20px}
/* Linha base */
.mt-line{position:absolute;top:22px;left:20px;right:20px;height:3px;background:var(--cinza-borda);border-radius:2px;z-index:0}
.mt-line-fill{height:100%;width:0;background:var(--azul-claro);border-radius:2px;transition:width .6s cubic-bezier(.22,1,.36,1)}
/* Dots */
.mt-steps{display:flex;justify-content:space-between;position:relative;z-index:2}
.mt-dot{width:44px;height:44px;border-radius:50%;border:3px solid var(--cinza-borda);background:var(--branco);display:flex;align-items:center;justify-content:center;cursor:pointer;transition:all .4s cubic-bezier(.34,1.56,.64,1);position:relative}
.mt-dot span{font-size:1rem;font-weight:700;color:var(--cinza-medio);transition:color .3s}
.mt-dot:hover{border-color:var(--azul-claro);transform:scale(1.15)}
.mt-dot:hover span{color:var(--azul-claro)}
.mt-dot.active{border-color:var(--azul-claro);background:var(--azul-claro);box-shadow:0 0 0 6px rgba(46,134,193,.18)}
.mt-dot.active span{color:var(--branco)}
.mt-dot.done{border-color:var(--azul-claro);background:var(--azul-claro)}
.mt-dot.done span{color:var(--branco)}
/* Labels */
.mt-labels{display:flex;justify-content:space-between;margin-top:12px;position:relative;z-index:2}
.mt-label{font-size:.8rem;font-weight:500;color:var(--cinza-medio);text-align:center;width:44px;transition:color .3s;cursor:pointer;white-space:nowrap}
.mt-label.active{color:var(--azul-escuro);font-weight:700}
/* Painel */
.mt-panel{position:relative;min-height:140px}
.mt-panel-inner{display:flex;align-items:center;gap:24px;padding:36px 32px;background:var(--cinza-claro);border-radius:12px;border:1px solid var(--cinza-borda);opacity:0;transform:translateY(16px);position:absolute;top:0;left:0;right:0;pointer-events:none;transition:opacity .4s ease,transform .4s ease}
.mt-panel-inner.active{opacity:1;transform:translateY(0);position:relative;pointer-events:auto}
.mt-panel-num{font-size:3.5rem;font-weight:800;color:rgba(46,134,193,.12);line-height:1;flex-shrink:0;user-select:none}
.mt-panel-icon{width:56px;height:56px;flex-shrink:0;color:var(--azul-claro);display:flex;align-items:center;justify-content:center;background:var(--branco);border-radius:12px;border:1px solid var(--cinza-borda);box-shadow:0 2px 8px rgba(0,0,0,.04);transition:transform .4s cubic-bezier(.34,1.56,.64,1)}
.mt-panel-inner.active .mt-panel-icon{transform:scale(1.05)}
.mt-panel-icon svg{width:28px;height:28px}
.mt-panel-text{flex:1}
.mt-panel-text h3{font-size:1.15rem;margin-bottom:6px;color:var(--azul-escuro)}
.mt-panel-text p{font-size:.92rem;color:var(--cinza-medio);line-height:1.6;max-width:600px}
.mt-panel-step-label{font-size:.75rem;font-weight:500;color:var(--azul-claro);background:rgba(46,134,193,.08);padding:4px 12px;border-radius:100px;white-space:nowrap;align-self:flex-start}
/* Auto-play progress bar */
.mt-auto-bar{height:3px;background:var(--cinza-borda);border-radius:2px;margin-top:24px;overflow:hidden}
.mt-auto-fill{height:100%;width:0;background:var(--azul-claro);border-radius:2px}
.mt-auto-fill.running{animation:mtAutoProgress var(--mt-duration) linear forwards}
@keyframes mtAutoProgress{from{width:0}to{width:100%}}
/* Scroll-lock state */
/* mt-body-locked removido */

/* ===== PRODUTOS PF ===== */
.pf-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.pf-card{display:flex;flex-direction:column;border-radius:10px;overflow:hidden;border:1px solid var(--cinza-borda);background:var(--branco);text-decoration:none;transition:transform .3s,box-shadow .3s}
.pf-card:hover{transform:translateY(-4px);box-shadow:0 12px 32px rgba(0,0,0,.08)}
.pf-card-thumb{height:180px;overflow:hidden}
.pf-card-thumb img{width:100%;height:100%;object-fit:cover;transition:transform .5s cubic-bezier(.22,1,.36,1)}
.pf-card:hover .pf-card-thumb img{transform:scale(1.06)}
.pf-card-body{padding:24px;display:flex;flex-direction:column;flex:1}
.pf-card-body h3{font-size:1.05rem;font-weight:600;color:var(--azul-escuro);margin-bottom:6px;transition:color .3s}
.pf-card:hover .pf-card-body h3{color:var(--azul-claro)}
.pf-card-body p{font-size:.88rem;color:var(--cinza-medio);line-height:1.5;margin-bottom:16px}
.pf-card-btn{display:inline-flex;align-items:center;gap:6px;background:var(--azul-claro);color:var(--branco);padding:8px 16px;border-radius:6px;font-size:13px;font-weight:600;width:fit-content;transition:all .3s cubic-bezier(.34,1.56,.64,1)}
.pf-card:hover .pf-card-btn{background:var(--azul-escuro);transform:translateX(3px)}
/* Dr.Benefício ocupa 2 rows na col 3 */
.pf-card-tall{grid-column:3;grid-row:1/3;position:relative;overflow:hidden}
.pf-card-tall .pf-card-thumb{position:absolute;inset:0;height:100%;width:100%}
.pf-card-tall .pf-card-thumb img{height:100%;width:100%;object-fit:cover}
.pf-card-tall .pf-card-body{position:absolute;bottom:0;left:0;right:0;background:var(--branco);z-index:2;border-radius:0 0 10px 10px}

/* ===== DEPOIMENTOS (Execor) ===== */
/* Dep header */
.dep-header{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:40px}
.dep-arrows{display:flex;gap:8px}
.dep-arrow{width:44px;height:44px;border-radius:50%;border:1px solid var(--cinza-borda);background:var(--branco);display:flex;align-items:center;justify-content:center;cursor:pointer;color:var(--cinza-medio);transition:all .3s}
.dep-arrow:hover{background:var(--azul-claro);color:var(--branco);border-color:var(--azul-claro)}

/* Carousel */
.dep-carousel{overflow:hidden}
.dep-track{display:flex;transition:transform .5s cubic-bezier(.22,1,.36,1)}
.dep-slide{min-width:50%;padding:0 8px;box-sizing:border-box;display:flex}

/* Card */
.dep-card{display:flex;flex-direction:column;border-radius:10px;overflow:hidden;border:1px solid var(--cinza-borda);background:var(--branco);height:100%}
.dep-card-img{display:none}
.dep-card-body{padding:36px 32px;display:flex;flex-direction:column;justify-content:center;background:linear-gradient(312deg,var(--cinza-claro) 30%,#f0f2ee 70%);flex:1}
.dep-author{display:flex;align-items:center;gap:12px}
.dep-author-img{width:48px;height:48px;border-radius:50%;object-fit:cover;flex-shrink:0;border:2px solid var(--cinza-borda)}
.dep-author-initials{display:flex;align-items:center;justify-content:center;background:var(--azul-claro);color:#fff;font-size:.9rem;font-weight:700;letter-spacing:.03em}
.dep-quote{width:28px;height:28px;color:var(--azul-claro);margin-bottom:16px;flex-shrink:0}
.dep-text{font-size:1.05rem;color:var(--cinza-escuro);line-height:1.7;font-style:italic;margin-bottom:24px}
.dep-author{border-top:1px solid var(--cinza-borda);padding-top:16px}
.dep-author strong{display:block;font-size:.9rem;color:var(--azul-escuro)}
.dep-author span{font-size:.8rem;color:var(--cinza-medio)}

/* ===== LOGOS MARQUEE ===== */
.logos-section{padding:32px 0;overflow:hidden;border-top:1px solid var(--cinza-borda);border-bottom:1px solid var(--cinza-borda)}
.logos-track{display:flex;gap:28px;animation:marquee 40s linear infinite;width:max-content;align-items:center}
.logos-track img{width:120px;height:46px;object-fit:contain;filter:grayscale(1);opacity:.5;transition:.3s}
.logos-track img:hover{filter:grayscale(0);opacity:1}
.logo-wrap{display:flex;flex-direction:column;align-items:center;gap:6px;flex-shrink:0}
.logo-name{font-size:10px;color:var(--cinza-medio);white-space:nowrap;opacity:.6}
.logos-track img.logo-sm{width:90px;height:34px}
.logo-sep{width:1px;height:28px;background:rgba(0,0,0,.08);flex-shrink:0;align-self:center}
.logos-track-2{animation-direction:reverse}
@keyframes marquee{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}

/* ===== BLOG ===== */
.blog-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;align-items:start}
.blog-intro{position:sticky;top:90px}

/* Vertical carousel controls */
.blog-vcontrols{display:flex;align-items:center;gap:12px;margin-bottom:16px}
.blog-vcounter{font-size:13px;font-weight:600;color:var(--azul-escuro);min-width:32px}
.blog-vprogress{flex:1;height:3px;background:var(--cinza-borda);border-radius:2px;overflow:hidden}
.blog-vprogress-fill{height:100%;background:var(--azul-claro);border-radius:2px;transition:width .4s cubic-bezier(.22,1,.36,1)}
.blog-varrows{display:flex;gap:4px}
.blog-varrow{width:36px;height:36px;border-radius:50%;border:1px solid var(--cinza-borda);background:var(--branco);display:flex;align-items:center;justify-content:center;cursor:pointer;color:var(--cinza-medio);transition:all .25s}
.blog-varrow:hover{background:var(--azul-claro);color:var(--branco);border-color:var(--azul-claro)}

/* Vertical carousel */
.blog-vcarousel{overflow:hidden;height:280px;position:relative}
.blog-vtrack{display:flex;flex-direction:column;gap:16px;transition:transform .5s cubic-bezier(.22,1,.36,1)}

/* Card horizontal (thumb left + body right) */
.blog-vcard{display:grid;grid-template-columns:180px 1fr;border-radius:10px;overflow:hidden;border:1px solid var(--cinza-borda);background:var(--branco);transition:transform .3s,box-shadow .3s;cursor:pointer;flex-shrink:0}
.blog-vcard:hover{transform:translateX(4px);box-shadow:0 8px 24px rgba(0,0,0,.06)}
.blog-vthumb{overflow:hidden}
.blog-vthumb img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.blog-vcard:hover .blog-vthumb img{transform:scale(1.06)}
.blog-vbody{padding:20px;display:flex;flex-direction:column;justify-content:center}
.blog-tag{display:inline-block;background:rgba(46,134,193,.08);color:var(--azul-claro);font-size:12px;font-weight:600;padding:3px 10px;border-radius:100px;margin-bottom:8px;width:fit-content}
.blog-vbody h3{font-size:.95rem;font-weight:600;color:var(--azul-escuro);margin-bottom:4px;transition:color .3s}
.blog-vcard:hover .blog-vbody h3{color:var(--azul-claro)}
.blog-vbody p{font-size:.82rem;color:var(--cinza-medio);line-height:1.5;margin-bottom:6px}
.blog-date{font-size:11px;color:var(--cinza-medio);font-weight:500}

/* ===== SOBRE NÓS (Execor) ===== */
.sobre-header{display:flex;align-items:flex-end;justify-content:space-between;gap:32px;margin-bottom:32px;padding-bottom:28px;border-bottom:1px solid var(--cinza-borda)}
.sobre-header h2{margin-bottom:0;font-size:clamp(1.5rem,2.5vw,2rem)}
.sobre-header .eyebrow{margin-bottom:10px}
.sobre-body{display:grid;grid-template-columns:1fr 1px 1fr;gap:32px;margin-bottom:0}
.sobre-body-divider{background:var(--cinza-borda)}
.sobre-col p{margin-bottom:14px;line-height:1.8;color:var(--cinza-medio);font-size:.95rem}
.sobre-col:first-child p:first-child{font-size:1.05rem;color:var(--cinza-escuro);font-weight:400}
.sobre-founder{display:flex;flex-direction:row;align-items:center;text-align:left;gap:14px;padding:10px 16px;background:var(--cinza-claro);border-radius:10px;border:1px solid var(--cinza-borda);flex-shrink:0}
.sobre-founder-img{width:40px;height:40px;border-radius:50%;object-fit:cover;object-position:top;flex-shrink:0}
.sobre-founder-info{display:flex;flex-direction:column;align-items:flex-start;gap:1px}
.sobre-founder-info strong{font-size:.9rem;color:var(--azul-escuro);line-height:1.3}
.sobre-founder-info span{font-size:.75rem;color:var(--cinza-medio);display:block;line-height:1.3}
.sobre-linkedin{display:inline-flex;align-items:center;gap:5px;color:var(--azul-claro);font-weight:600;font-size:.75rem;margin-top:4px;padding:3px 10px;border-radius:5px;background:rgba(46,134,193,.08);transition:background .3s}
.sobre-linkedin:hover{background:rgba(46,134,193,.15)}
.sobre-timeline{display:flex;gap:0;margin-top:48px;border-top:2px solid var(--azul-claro);padding-top:0;background:var(--cinza-claro);border-radius:0 0 12px 12px;overflow:hidden}
.sobre-tl-item{flex:1;padding:24px 20px 20px;position:relative;border-right:1px solid var(--cinza-borda);transition:background .3s}
.sobre-tl-item:last-child{border-right:none}
.sobre-tl-item:hover{background:rgba(46,134,193,.04)}
.sobre-tl-item::before{content:'';position:absolute;top:-7px;left:24px;width:12px;height:12px;border-radius:50%;background:var(--azul-claro);border:3px solid var(--branco);box-shadow:0 0 0 1px var(--azul-claro)}
.sobre-tl-year{font-size:.9rem;font-weight:700;color:var(--azul-claro);display:block;margin-bottom:6px}
.sobre-tl-item p{font-size:.84rem;color:var(--cinza-medio);line-height:1.5;margin:0}

/* ===== CTA SECTION ===== */
.cta-section{position:relative;min-height:420px;display:flex;align-items:center;overflow:hidden}
.cta-bg{position:absolute;inset:0;background-size:cover;background-position:center}
.cta-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;filter:grayscale(1) brightness(.6)}
.cta-overlay{position:absolute;inset:0;background:linear-gradient(to right,rgba(10,38,71,.92) 0%,rgba(10,38,71,.75) 50%,rgba(10,38,71,.6) 100%)}
.cta-content{position:relative;z-index:2;display:grid;grid-template-columns:1fr 320px;align-items:center;gap:48px;padding-top:80px;padding-bottom:80px;width:100%}

/* Left */
.cta-left{text-align:left}
.cta-icon{width:44px;height:44px;margin-bottom:20px;opacity:.4}
.cta-left h2{color:var(--branco);margin-bottom:12px;font-size:clamp(1.8rem,3.5vw,2.4rem)}
.cta-desc{color:rgba(255,255,255,.6);font-size:.95rem;line-height:1.6;margin-bottom:28px;max-width:480px}
.cta-buttons{display:flex;gap:12px;flex-wrap:wrap}

/* Right — access cards */
.cta-right{display:flex;flex-direction:column;gap:12px}
.cta-card{display:flex;align-items:center;gap:16px;padding:20px 24px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:10px;backdrop-filter:blur(8px);transition:all .3s}
.cta-card:hover{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.25);transform:translateX(4px)}
.cta-card-icon{width:48px;height:48px;border-radius:10px;background:rgba(46,134,193,.15);display:flex;align-items:center;justify-content:center;color:var(--azul-claro);flex-shrink:0;transition:all .3s}
.cta-card:hover .cta-card-icon{background:var(--azul-claro);color:var(--branco)}
.cta-card h4{color:var(--branco);font-size:1rem;font-weight:600;margin-bottom:2px}
.cta-card p{color:rgba(255,255,255,.5);font-size:.82rem}
.cta-card-arrow{margin-left:auto;width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;color:rgba(255,255,255,.5);font-size:1.1rem;flex-shrink:0;transition:all .3s cubic-bezier(.34,1.56,.64,1);text-decoration:none}
.cta-card:hover .cta-card-arrow{background:var(--azul-claro);color:var(--branco);transform:translateX(3px)}

/* ===== FOOTER ===== */
.footer{background:#061b38;padding:60px 0 0}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:32px;padding-bottom:48px}
.footer-logo{height:28px;margin-bottom:16px}
.footer-brand-col p{color:rgba(255,255,255,.5);font-size:.88rem;line-height:1.6;margin-bottom:20px;max-width:240px}
.footer-social{display:flex;gap:8px}
.footer-social-link{width:36px;height:36px;border-radius:8px;background:rgba(255,255,255,.08);display:flex !important;align-items:center;justify-content:center;color:rgba(255,255,255,.5);transition:all .3s cubic-bezier(.34,1.56,.64,1);margin:0 !important;padding-left:0 !important}
.footer-social-link::before{display:none !important}
.footer-social-link:hover{background:var(--azul-claro);color:var(--branco);transform:translateY(-3px) scale(1.08);padding-left:0 !important}
.footer-col h4{color:var(--branco);font-size:.9rem;font-weight:600;margin-bottom:16px;text-transform:uppercase;letter-spacing:.04em;padding-bottom:10px;border-bottom:2px solid rgba(46,134,193,.3);display:inline-block}
.footer-col a{color:rgba(255,255,255,.5);font-size:.88rem;display:block;margin-bottom:10px;transition:color .3s,transform .3s,padding-left .3s;position:relative}
.footer-col a:hover{color:var(--branco);padding-left:6px}
.footer-col a::before{content:'';position:absolute;left:-12px;top:50%;transform:translateY(-50%) scale(0);width:4px;height:4px;border-radius:50%;background:var(--azul-claro);transition:transform .3s cubic-bezier(.34,1.56,.64,1)}
.footer-col a:hover::before{transform:translateY(-50%) scale(1)}
/* Footer contato cards */
.fct-cards{display:flex;flex-direction:column;gap:4px}
.fct-card{display:flex !important;align-items:center;gap:8px;padding:6px 0;transition:all .3s;margin:0 !important;text-decoration:none}
.fct-card::before{display:none !important}
.fct-card:hover{transform:translateX(3px);padding-left:0 !important}
.fct-icon{width:28px;height:28px;border-radius:6px;background:rgba(46,134,193,.1);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--azul-claro);transition:all .3s cubic-bezier(.34,1.56,.64,1)}
.fct-icon svg{width:14px;height:14px}
.fct-card:hover .fct-icon{background:var(--azul-claro);color:var(--branco);transform:scale(1.1)}
.fct-card strong{display:none}
.fct-card span{color:rgba(255,255,255,.5);font-size:.85rem;transition:color .3s}
.fct-card:hover span{color:var(--branco)}
.footer-map{margin-bottom:32px;border-radius:10px;overflow:hidden}
.footer-map iframe{opacity:.4;transition:opacity .3s}
.footer-map:hover iframe{opacity:.7}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding:0}
.footer-bottom-top{padding:16px 0;border-bottom:1px solid rgba(255,255,255,.05)}
.footer-bottom-top p{font-size:.75rem;color:rgba(255,255,255,.25);text-align:center;margin:0}
.footer-bottom-main{display:flex;align-items:center;justify-content:space-between;padding:16px 0;font-size:.78rem;color:rgba(255,255,255,.3)}
.footer-credit{display:inline-flex;align-items:center;gap:6px;color:rgba(255,255,255,.4);font-size:.78rem;transition:all .3s}
.footer-credit strong{color:rgba(255,255,255,.6);transition:color .3s}
.footer-credit:hover{color:var(--azul-claro)}
.footer-credit:hover strong{color:var(--branco)}
.footer-credit svg{transition:transform .3s cubic-bezier(.34,1.56,.64,1)}
.footer-credit:hover svg{transform:translateX(3px)}

/* ===== WHATSAPP ===== */
.whatsapp-float{position:fixed;bottom:24px;right:24px;z-index:999;width:56px;height:56px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 16px rgba(37,211,102,.35);transition:.3s}
.whatsapp-float:hover{transform:scale(1.1)}

/* ===== SCROLL REVEAL ===== */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .6s ease,transform .6s ease}
.reveal.visible{opacity:1;transform:translateY(0)}

/* ===== RESPONSIVE ===== */

/* Tablet (<=991px) */
@media(max-width:991px){
  /* Header */
  .nav-desktop{display:none}
  .hamburger{display:block}
  .header-actions{display:none}
  .header-divider{display:none}

  /* Hero */
  .hero-content{flex-direction:column;justify-content:flex-end;text-align:left}
  .hero-text{max-width:100%}
  .hero-buttons{justify-content:flex-start}
  .hero-marquee{max-width:100%}

  /* Diferenciais */
  .dif-header-row{grid-template-columns:1fr 1fr 1fr;gap:0}
  .dif-intro{grid-column:1/-1;padding-right:0;padding-bottom:20px;margin-bottom:20px;border-bottom:1px solid var(--cinza-borda)}
  .dif-stat:first-of-type{border-left:none}
  .dif-bottom{grid-template-columns:repeat(2,1fr)}

  /* Benefícios */
  .services-grid{grid-template-columns:repeat(2,1fr)}

  /* Split headers */
  .split-header{flex-direction:column;align-items:flex-start;gap:16px}

  /* Seguros */
  .mixed-grid{grid-template-columns:1fr}
  .mixed-dark{grid-row:auto}

  /* Dr.Benefício InCompany */
  .drb-header{flex-direction:column;gap:12px}
  .drb-header p{text-align:left}
  .drb-grid{grid-template-columns:repeat(2,1fr)}

  /* Programas Afinidade */
  .af-main{grid-template-columns:1fr}
  .af-hero{min-height:320px}
  .af-stats-bar{grid-template-columns:repeat(2,1fr)}
  .af-stat-item:nth-child(2){border-right:none}
  .af-stat-item:nth-child(1),.af-stat-item:nth-child(2){border-bottom:1px solid var(--cinza-borda)}

  /* Depoimentos */
  .dep-card-body{padding:28px 24px}
  .dep-slide{min-width:100%}
  .dep-header{flex-direction:column;align-items:flex-start}

  /* Blog */
  .blog-layout{grid-template-columns:1fr}
  .blog-intro{position:static;margin-bottom:24px}
  .blog-vcarousel{height:auto}
  .blog-vcard{grid-template-columns:140px 1fr}

  /* Sobre */
  .sobre-header{flex-direction:column;align-items:flex-start;gap:16px}
  .sobre-body{grid-template-columns:1fr}
  .sobre-body-divider{height:1px;width:100%}
  .sobre-founder-img{width:44px;height:44px}
  .sobre-founder strong{font-size:.85rem}
  .sobre-founder span{font-size:.75rem}
  .sobre-timeline{flex-direction:column;border-top:none;border-left:2px solid var(--azul-claro);border-radius:0;margin-left:16px;padding-top:0;background:transparent}
  .sobre-tl-item{flex:none;border-right:none;padding:0 0 24px 24px;position:relative}
  .sobre-tl-item:last-child{padding-bottom:0}
  .sobre-tl-item::before{top:4px;left:-7px;width:12px;height:12px}

  /* CTA */
  .cta-content{grid-template-columns:1fr;gap:32px}

  /* Footer */
  .footer-grid{grid-template-columns:1fr 1fr}
  .footer-brand-col{grid-column:1/-1}
  .footer-contato-col{grid-column:1/-1}
  .footer-bottom-row{flex-direction:column;gap:4px}
}

/* Mobile (<=768px) */
@media(max-width:768px){
  .section{padding:60px 0}
  .phone-text{display:none}

  /* Hero */
  .hero{min-height:100vh;height:100vh;padding-bottom:0}
  .hero-content{padding-bottom:100px;padding-top:0;justify-content:flex-end !important;align-items:flex-start !important}
  .hero-text h1{font-size:2.4rem}
  .hero-eyebrow{font-size:10px;padding:5px 12px 5px 10px;gap:6px}
  .hero-eyebrow::before{width:6px;height:6px}
  .hero-desc{font-size:.9rem}
  .hero-buttons .btn-accent,.hero-buttons .btn-outline-white{padding:12px 20px;font-size:14px}
  .hero-marquee{max-width:100%}
  .hero-mobile-nav{display:flex}
  .hero-desktop{display:none}
  .hero-mobile{display:block}
  .hero-marquee{position:absolute;bottom:32px;left:16px;max-width:55%;margin:0;z-index:11}
  .hero-marquee-item{padding:8px 12px}
  .hero-marquee-item strong{font-size:.9rem}
  .hero-marquee-item span{font-size:.75rem}
  /* Progress bars: compact horizontal no mobile */
  .hero-progress{flex-direction:row;gap:6px;padding:0 16px;bottom:12px;left:0;right:0}
  .hero-progress-bar{padding:0;border:none;flex:1;height:4px;border-radius:2px;background:rgba(255,255,255,.15)}
  .hero-progress-bar::before{display:none}
  .hero-progress-fill{height:100%;border-radius:2px;top:0}
  .hero-progress-label{display:none}

  /* Diferenciais */
  .dif-header-row{grid-template-columns:1fr;gap:0}
  .dif-stat{display:grid;grid-template-columns:80px 1px 1fr;gap:16px;align-items:center;border-left:none;padding:18px 0;border-bottom:1px solid var(--cinza-borda)}
  .dif-stat:last-child{border-bottom:none}
  .dif-stat::after{content:'';width:1px;height:100%;background:var(--cinza-borda);grid-column:2;grid-row:1}
  .dif-big{text-align:left;font-size:2rem}
  .dif-mil{display:block;font-size:.8rem;margin-top:1px}
  .dif-stat h3{font-size:.85rem}
  .dif-stat p{font-size:.78rem}
  .dif-bottom{grid-template-columns:1fr}

  /* Benefícios */
  .services-grid{grid-template-columns:1fr}
  .service-card{min-height:420px}

  /* Corretor */
  .corretor-layout{grid-template-columns:1fr}
  .corretor-img{min-height:auto;position:relative}
  .corretor-img img{position:relative;inset:auto;width:100%;height:auto;display:block}
  .corretor-img-content{padding:20px 24px}
  .corretor-right{padding:28px 24px}
  .corretor-form-row{grid-template-columns:1fr}

  /* Dr.Benefício InCompany */
  .drb-grid{grid-template-columns:1fr}

  /* Programas */
  .af-hero{min-height:680px}
  .af-hero-content{padding:24px 16px 14px;justify-content:flex-end}
  /* Afinidade progress: vertical stack like first hero version */
  .af-hero-progress{flex-direction:column;gap:0;border-top:1px solid rgba(255,255,255,.1)}
  .af-progress-bar{padding:14px 20px;border-top:none;border-bottom:1px solid rgba(255,255,255,.08)}
  .af-progress-bar.active{background:rgba(255,255,255,.06)}
  .af-progress-bar::before{top:auto;bottom:0;height:3px}
  .af-progress-fill{top:auto;bottom:0}
  .af-progress-label{font-size:.9rem;font-weight:600}
  .af-stats-bar{grid-template-columns:1fr}
  .af-stat-item{border-right:none !important}

  /* Metodologia */
  .mt-timeline{padding:0;margin-bottom:24px}
  .mt-steps{gap:0;justify-content:space-between}
  .mt-line{left:10px;right:10px}
  .mt-dot{width:32px;height:32px;border-width:2px}
  .mt-dot span{font-size:.8rem}
  .mt-labels{display:none}
  .mt-panel-inner{flex-direction:column;align-items:flex-start;gap:12px;padding:20px}
  .mt-panel-num{font-size:1.5rem;min-width:auto;display:flex;align-items:center;gap:10px}
  .mt-panel-num::after{content:attr(data-label);font-size:.85rem;font-weight:600;color:var(--azul-escuro);letter-spacing:normal}
  .mt-panel-icon{width:40px;height:40px;display:none}
  .mt-panel-text{text-align:left}
  .mt-panel-text h3{font-size:1rem}
  .mt-panel-text p{font-size:.85rem}
  .mt-panel-step-label{font-size:.7rem}
  .mt-auto-bar{margin-top:12px}

  /* Produtos PF */
  .pf-grid{grid-template-columns:1fr}
  .pf-card-tall{grid-column:auto;grid-row:auto;position:relative;background:var(--branco)}
  .pf-card-tall .pf-card-thumb{position:relative;inset:auto;height:280px}
  .pf-card-tall .pf-card-body{position:relative;margin-top:0}

  /* Blog */
  .blog-vcard{grid-template-columns:1fr}
  .blog-vthumb{height:160px}

  /* Sobre */
  .sobre-tl-item{padding-left:20px;padding-bottom:20px}

  /* CTA */
  .cta-content{padding-top:60px;padding-bottom:60px}
  .cta-card{padding:16px 18px}

  /* Footer */
  .footer-grid{grid-template-columns:1fr}
  .footer-contato-col{grid-column:auto}
  .footer-col{text-align:left}
  .footer-col h4{text-align:left}
  .footer-brand-col{text-align:left}
  .footer-brand-col p{text-align:left}
  .fct-cards{display:grid;grid-template-columns:1fr 1fr;gap:6px}
  .footer-bottom-main{flex-direction:column;align-items:flex-start;gap:10px;text-align:left}
}

/* Small mobile (<=480px) */
@media(max-width:480px){
  .hero-buttons{flex-direction:column;align-items:stretch}
  .hero-buttons .btn-accent,.hero-buttons .btn-outline-white{justify-content:center}
  .dif-big{font-size:2rem}
  .fct-cards{grid-template-columns:1fr}
  .dep-arrows{display:none}
  .footer-bottom-row{font-size:.7rem}
}

/* ===== COOKIE BANNER (LGPD) ===== */
.cookie-banner{position:fixed;bottom:0;left:0;right:0;z-index:9999;background:var(--azul-escuro);border-top:1px solid rgba(255,255,255,.1);padding:16px 0;transform:translateY(100%);transition:transform .4s ease;box-shadow:0 -4px 24px rgba(0,0,0,.15)}
.cookie-banner.show{transform:translateY(0)}
.cookie-inner{max-width:1200px;margin:0 auto;padding:0 24px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.cookie-text{display:flex;align-items:flex-start;gap:12px;flex:1}
.cookie-icon{flex-shrink:0;color:var(--azul-claro);margin-top:2px}
.cookie-text p{color:rgba(255,255,255,.75);font-size:.85rem;line-height:1.5;margin:0}
.cookie-text a{color:var(--azul-claro);font-weight:600;text-decoration:underline}
.cookie-actions{display:flex;gap:10px;flex-shrink:0}
.cookie-btn-accept{background:var(--azul-claro);color:#fff;border:none;padding:10px 24px;border-radius:8px;font-size:.85rem;font-weight:600;cursor:pointer;font-family:inherit;transition:background .3s}
.cookie-btn-accept:hover{background:#1a7ab5}
.cookie-btn-decline{background:transparent;color:rgba(255,255,255,.5);border:1px solid rgba(255,255,255,.15);padding:10px 24px;border-radius:8px;font-size:.85rem;font-weight:500;cursor:pointer;font-family:inherit;transition:all .3s}
.cookie-btn-decline:hover{color:#fff;border-color:rgba(255,255,255,.3)}
@media(max-width:768px){
  .cookie-inner{flex-direction:column;align-items:stretch;gap:14px}
  .cookie-actions{justify-content:stretch}
  .cookie-btn-accept,.cookie-btn-decline{flex:1;text-align:center}
}

/* ===== FOOTER LEGAL LINKS ===== */
.footer-legal-links{display:flex;gap:16px}
.footer-legal-links a{color:rgba(255,255,255,.45);font-size:.8rem;transition:color .3s}
.footer-legal-links a:hover{color:var(--azul-claro)}